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THE ISSUE
Premiums are at historic highs, yet coverage gaps are widening.
ScyAI exposes the inefficiencies your broker is incentivized to ignore.
Your premium spike isn’t justified by any real change in risk.
Did your renewal jump >30%? Your broker calls it a "hard market correction," but you are often paying for capacity withdrawal rather than your specific risk profile. Don’t pay a "bad risk" premium for a "good risk" portfolio.
Your last coverage limit was a compromise, likely underinsured.
Premiums jumped 75% in a decade while 90% of buildings remain underinsured. Anyone who’s endured a messy claim knows “Replacement Cost” is a weapon, not protection. You paid more for an illusion of security.
You’re leaving your share of a $160B+ efficiency prize on the table.
Leading insurers run 26 percentage points more efficient loss ratios than laggards. If you’re not priced like a leader’s best risk, you’re literally subsidizing someone else’s claims.
NEXT STEPS
Let's renew together
“We thought our program was fine. The AI showed we were 32% underinsured and overpaying by seven figures.
Fixing it took two weeks, after years of guessing.”
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